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Is Termite Treatment Covered by Insurance in Memphis TN Metro Area?

Homeowners’ insurance is there to protect you from unexpected costs incurred from damage to your home, but does it cover termite treatment? Unfortunately, many insurance agencies in Memphis TN Metro Area will not cover termite-related costs. 

Insurance policies often do not cover costs incurred from issues that they consider preventable- and they often consider termite damage preventable. If your insurance does not cover termite treatment, termite bonds may be the perfect solution to protect your property from termite issues.

Is termite treatment covered by insurance in Cordova, TN |  Allied Termite & Pest Control

Why Am I Not Covered For Termite Infestations?

Property damage caused by termites often happens slowly over time, unlike sudden, accidental damage caused by a fire or a storm. Due to termite damage’s slow, preventable nature, it is not generally covered by insurance. Even though your homeowners’ insurance may not cover preventative termite treatments, working with a professional pest control company is key in preventing damage. For extra protection, some companies offer termite bonds to help with termite issues not covered by insurance.

Termite Treatment Cost When Buying a Home in Memphis TN Metro Area

Selling or buying a home in Memphis TN Metro Area with a history of termites can leave the buyer and seller wondering who is responsible for the treatment costs. Here are the general rules for the buying and selling process: 

  • In most states in the county, the seller of the home is responsible for a termite inspection.
  • If there is past or present termite activity, the seller is normally responsible for paying for treatment up-front or through closing costs.
  • For future termite prevention, the property buyer is most often responsible.

Do I Need a Termite Bond?

Termite bonds are a common form of insurance provided by a pest control company, protecting homeowners from the costs of treating termite infestations. They will often also cover damage to your home caused by termites. When buying a termite bond, the hope is that preventative treatment covered by the bond will stop termite activity before they damage your home. Contact the termite control experts at Allied Termite & Pest Control today to learn more about termite bonds!

Is Termite Treatment Covered By Insurance in Memphis TN Metro Area? Serving Cordova & Somerville, TN

Arlington | Atoka | Bartlett | Brighton | Collierville | Cordova | Eads | Germantown

Lakeland | Memphis | Millington | Munford | Oakland | Olive Branch | Piperton | Rossville | Somerville | Southaven